Yanarthanan Jeyaraj
Banker
51, Kiddanky Road , Kalmunai , Ampara
Summary
Dynamic Banker with proven expertise in pawning operations and branch operations. Demonstrated strong analytical skills in assessing collateral value, ensuring compliance, and enhancing customer satisfaction. Recognized for maintaining meticulous records and fostering effective communication, contributing to streamlined operations and improved loan recovery processes.
Overview
4
4
years of professional experience
3
3
Languages
Work History
Banking Assistant
Nations Trust Bank
08.2023 - Current
- Coordinated with the risk and legal teams for credit assessment and disbursement processing.
- Supported reporting and tracking of credit files and portfolio performance for internal use.
- Handled documentation for personal, business, and secured loans, ensuring completeness and regulatory compliance.
- Handled daily banking operations including account maintenance, transaction processing, and fund transfers.
- Ensured accurate and timely processing of customer requests in compliance with internal policies and regulatory standards.
- Managed documentation, record keeping, and account reconciliation activities.
- Supported cash operations, inward/outward remittances, and back-office processing.
Banking Assistant
Pan Asia Bank
04.2022 - 07.2023
- Handled daily pawning transactions including issuance, renewals, and redemptions of pawned items (mainly gold and valuables).
- Assessed and evaluated the quality and weight of pledged items to determine eligible loan amounts as per bank guidelines.
- Ensured accurate documentation, safe custody of pledged items, and compliance with regulatory and internal audit requirements.
- Maintained detailed records of all pawning transactions and ensured timely interest collection and loan recovery.
- Provided clear guidance to customers on loan terms, interest rates, and repayment procedures.
- Coordinated with branch and audit teams for physical stock verification and reporting.
- Ensured high levels of accuracy, integrity, and confidentiality in all pawning-related operations.
Banking Trainee
Pan Asia Bank
04.2021 - 03.2022
- Handled daily banking operations including account maintenance, transaction processing, and fund transfers.
- Ensured accurate and timely processing of customer requests in compliance with internal policies and regulatory standards.
- Handled daily pawning transactions including issuance, renewals, and redemptions of pawned items (mainly gold and valuables).
- Assessed and evaluated the quality and weight of pledged items to determine eligible loan amounts as per bank guidelines.
Education
Higher Diploma in Business Management
ICBT
Batticaloa, Sri LankaDiploma in Banking Finance
IBSL
Borella, Sri LankaDiploma in English
ECN College
Akkaraipattu01-2019
Advanced Level
Carmel Fatima College National School
Kalmunai01-2017
Ordinary Level
Carmel Fatima College National School
Kalmunai01-2014
Skills
Pawning Operations
Teller transactions
Branch Credit
Timeline
Banking Assistant
Nations Trust Bank
08.2023 - Current
Banking Assistant
Pan Asia Bank
04.2022 - 07.2023
Banking Trainee
Pan Asia Bank
04.2021 - 03.2022
Higher Diploma in Business Management
ICBT
Diploma in Banking Finance
IBSL
Diploma in English
ECN College
Advanced Level
Carmel Fatima College National School
Ordinary Level
Carmel Fatima College National School
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