Summary
Overview
Work History
Education
Skills
Affiliations
References
Personal Information
Certifications And Courses
Websites
Timeline
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Sayanthan Mahalingam

Sayanthan Mahalingam

93,1/7, College Street, Colombo-13

Summary

Experienced banker with 15+ years in trade finance, commercial, and construction banking. Skilled in client relationship management and delivering results in high-pressure environments.

Overview

15
15
years of professional experience

Work History

CREDIT ANALYST ( EXECUTIVE OFFICER- I )

Seylan Bank
HeadOffice
03.2024 - Current
  • Credit Evaluation & obtaining approval for High-Value New-to-Bank Client.
  • Evaluated credit for new clients (LKR 50M+), ensuring compliance, risk assessment, and 14-day TAT for efficient onboarding.
  • Follow-up on Facility Disbursements to Support Asset Growth.
  • Followed up on credit disbursements, ensuring timely execution and smooth coordination.
  • Relationship Management with On-boarded Clients
  • Managed client relationships, delivering tailored solutions, ensuring satisfaction, and identifying cross-sell opportunities.

RELATIONSHIP MANAGER/CREDIT ANALYST(EXECUTIVE)

National Development Bank
08.2021 - 03.2024
  • Manage portfolio of Business Banking client with the right balance of Risk and Rewards.
  • Carry out detailed Financial data analysis, Facility credit Approvals using workflow system & analyzing latest market developments of the portfolio and provide financial solution.
  • Provides MIS to the Senior management on the handling portfolio on the housekeeping and the portfolio quality.
  • Proactively provides financial solutions to Corporate Clients in order to manage working capital by provide reschedules and restructuring of the facilities enabling smooth payment trends, a 'win-win' to both stakeholders.
  • Grow the corporate portfolio in number through acquisition of new clients & enhancing the existing client wallet share.
  • Manage operational aspects of Accounts through strong relationship skills with the assistance of Account officers, Including periodic review of risk assessment of facilities, based on a target business relationship strategy.
  • Maximize client wallet through Cross sell opportunities within the Group.

SENIOR BANKING ASSISTANT - RETAIL & SME CREDIT

Nations Trust Bank
08.2019 - 07.2021
  • Handling of Approval Process for Excesses/TODs and subsequent follow up.
  • Raising approvals for cash backed facilities.
  • Preparing credit proposals for temporary and permanent credit facilities.
  • Assisting in follow-up of facility reviews and other necessary renewals.
  • Assisting in follow-up of pending documents and correction of discrepancies.
  • Assisting in follow-up recovery.
  • Post Sanction Monitoring.

SENIOR CUSTOMER SERVICE OFFICER

Lanka Orix Leasing Company
01.2011 - 08.2019
  • Mainly handled Credit Administration role. Checking the accuracy of a Leasing and Loan security documents of both Conventional and Islamic facilities and authorizing for the disbursement of the facilities.
  • Staff Loan processing and disbursement.
  • Security documents releases.

Education

Diploma - Credit Management

Institute of Bankers of Sri-Lanka

DIPLOMA IN APPLIED BANKING AND FINANCE -

Institute of Bankers of Srilanka

CERTIFICATE IN BANKING AND FINANCE -

Institute of Bankers of Srilanka

MASTERS IN BUSINESS ADMINISTRATION (MBA) -

Asia Pacic Institute of Information Technology

Skills

  • Customer Satisfaction
  • Risk assessment
  • Time Management
  • Leadership
  • Decision-Making
  • Problem-Solving
  • Creativity
  • Pressure
  • High Stress Tolerance
  • Team Work

Affiliations

  • Institute of Bankers of Srilanka, Associate Member, AIB
  • Association of Professional Bankers of Srilanka, Member, APB

References

  • Mr. Nilendra Vithanage, Senior Relationship Manager, National Development Bank, 076-6048564
  • Mr. Inthujan Kanesabalan, Senior Relationship Manager, National Development Bank, 077-2251200

Personal Information

  • Date of Birth: 03/06/90
  • Nationality: Sri Lankan

Certifications And Courses

  • Economics in Educational Exhibition, 02nd Place, 2007
  • Certificate in English, Colombo University
  • Certificate in MS Office
  • English Day Dictation Competition, 03rd Place, 2008

Timeline

CREDIT ANALYST ( EXECUTIVE OFFICER- I )

Seylan Bank
03.2024 - Current

RELATIONSHIP MANAGER/CREDIT ANALYST(EXECUTIVE)

National Development Bank
08.2021 - 03.2024

SENIOR BANKING ASSISTANT - RETAIL & SME CREDIT

Nations Trust Bank
08.2019 - 07.2021

SENIOR CUSTOMER SERVICE OFFICER

Lanka Orix Leasing Company
01.2011 - 08.2019

Diploma - Credit Management

Institute of Bankers of Sri-Lanka

DIPLOMA IN APPLIED BANKING AND FINANCE -

Institute of Bankers of Srilanka

CERTIFICATE IN BANKING AND FINANCE -

Institute of Bankers of Srilanka

MASTERS IN BUSINESS ADMINISTRATION (MBA) -

Asia Pacic Institute of Information Technology

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