F
F
Loan Support Officer
Blue Fox Finance, Australia
01 December 2025 – Present
- Supported end-to-end credit underwriting for residential, property-backed lending in line with Australian lender credit policies and regulatory requirements.
- Conducted income verification, serviceability assessments, risk analysis, and document validation for loan applications submitted to 40+ banks and financial institutions.
- Managed loan pipelines and post-approval processes using Infinity CRM and Apply Online platforms, coordinating with clients, brokers, and lenders to ensure timely approvals and settlements.
Relationship Manager – Microfinance
Indigo Capital Holdings (Pvt) Ltd, Colombo, Sri Lanka
March 2024 – November 2025
- Oversaw regional lending operations, ensuring portfolio quality, regulatory compliance, and effective credit risk management across microfinance and SME segments.
- Led and mentored regional teams to drive business growth, implement tailored financial solutions, and reduce non-performing loan ratios.
- Approved credit proposals within delegated authority and developed partnerships with NGOs and business entities to support strategic planning and performance reporting.
Relationship Manager – Banking
Lion Muscat Service LLC, Oman
May 2023 – February 2024
- Managed credit underwriting for portfolios exceeding OMR 50Mn across Individual, SME, Mid-Market, and Corporate clients.
- Conducted financial analysis and risk assessments, preparing credit proposals in line with regulatory and internal policy requirements.
- Advised clients on financial structuring and banking solutions, maintaining strong relationships through proactive engagement and service delivery.
Relationship Officer – Junior Executive
Corporate Banking Department, Hatton National Bank PLC, Colombo, Sri Lanka
December 2021 – January 2023
- Managed a corporate portfolio of LKR 6.3Bn, providing term loans, trade finance, and working capital solutions.
- Prepared and evaluated credit proposals in compliance with internal risk frameworks and regulatory standards.
- Strengthened client relationships through advisory support and cross-selling initiatives, contributing to portfolio growth and retention.
Bank Associate
Hatton National Bank PLC, Colombo, Sri Lanka
September 2006 – December 2021
- Managed multi-branch lending portfolios totaling LKR 6.3Bn, proactively monitoring risk to prevent non-performing loans.
- Prepared and recommended credit facilities for Corporate, SME, Mid-Market, and Retail clients, including loans, leasing, and trade finance.
- Supported branch growth by promoting liability products, increasing deposits, and enhancing customer relationships.
Field Executive
Ceylinco Grameen Credit Company (Pvt) Ltd, Colombo, Sri Lanka
January 2004 – September 2006
- Conducted field-based client acquisition and microfinance outreach in rural and underserved communities.
- Performed on-site credit evaluations, borrower verification, and repayment monitoring in line with institutional policies.
- Prepared credit assessment reports and supported portfolio expansion through relationship building and risk analysis.