To be dynamic, determined, dedicated, committed, responsible and accountable for all activities entrusted to me and ensure an innovative performance to activate the growth of the organization
Overview
9
9
years of professional experience
1
1
Certification
Work History
Relationship Manager - Branch Credit
Nations Trust Bank PLC
04.2023 - Current
Assisting the Branch Manager in marketing assets to consumer, commercial, and corporate clients, and promoting cross-selling.
Assessing clients' requirements, structuring credit facilities for approval, and providing support to segmented stakeholders for the structuring of credit facilities.
Completion and lodgment of the security documentation pertaining to the facilities
Managing the lending portfolio of the branch in liaison with the Branch Manager.
Post-disbursement monitoring, covenant tracking, compliance, and housekeeping to maintain a quality portfolio
Assisting BM to ensure minimum or low levels of NPA, and the monitoring of excesses of the Branch
Support branch operations and manage branch clients as needed.
Executive/ ESMS Coordinator of the Bank
National Development Bank PLC
08.2021 - Current
Join all business units in customer visits of the bank/group at various stages of facility/transaction evaluation, and play a leading role to identify and mitigate E&S-related gaps as per the framework of the bank.
Assist the ESMS Manager in reviewing the ESRM Policy, ESRM Manual, and the ESRM Framework of the Bank in line with the requirements of the stakeholders (Investors, Lenders, and Board of Directors), regulatory requirements, and international best practices
Drive the implementation of Sustainable Finance activities as per the Sri Lanka Green Finance Taxonomy.
Function as a member and the Secretary of the Environmental and Social Risk Management Integrated Committee (ESRM IC) of the Bank/NDB Group.
Assist the ESMS Manager on all ESRM/ESMS matters related to the Bank’s funding agreements/arrangements with international donor agencies, DFIs, and other investors, and coordinate with respective internal functions such as Legal, Finance, Corporate Planning, Compliance, Corporate Sustainability, other units, and Group companies.
Coordinate with business units, other functions, and Group Companies to prepare periodic E & S risk assessments, management monitoring reports, and E & S performance reports to the IRMC, DFIs, investors, etc.
Coordinating with the Bank’s HR/Training Department for E & S training and capacity-building initiatives.
Collating follow-up schedules associated with Credit Committees (Corporate, Branch Network, and Board) and liaising with the Business Units wherever necessary.
Facilitating and arranging capacity-building initiatives for the staff members involved in the lending and credit process of the Bank, including reviewing and improving the training curriculum
A member of the internal resource panel of the bank.
Credit Analyst
Union Bank of Colombo PLC
03.2019 - 07.2021
Evaluating and underwriting the credit appraisals of the borrowers under SME criteria
Joining client visits with the branch network to acquire new clients, manage the existing portfolio, conduct inspections, etc.
Liaising with the DLA holders, Credit Risk, Legal, Credit Administration team, and the Branch network to fast-track the facility approvals and disbursements thereon
Post credit monitoring for the designated period of time for all underwritten facilities.
Assisting the Unit Head to compile, maintain and present Management data, CBSL reporting and other reporting
Banking Assistant
Cargills Bank LTD
05.2017 - 02.2019
Assisting with the evaluation of the company financials of the respective borrowers in the Corporate Banking division
Completing the morning inward clearing process authorized by the SME, MME, and Corporate Banking units
Monitoring the Watch List and EWS-referred clients of the Corporate Banking portfolio
Following up on the LRM-referred action items with the respective RMs.
Taking charge of the ownership of the digital channels for business clients, inclusive of new developments, by way of liaising with IT and vendors
Assisting Senior Management for the compiling, monitoring and managing the data/statistics at the Managerial level
Brown and Company PLC
01.2016 - 03.2017
Company Overview: Treasury Division of LOLC Group
Coordinating with the Banks for the arrangement of required financing for the group (new and enhancements of the existing facilities) and providing necessary information and assistance for the Banks to complete the periodic review of the Group facilities maintained with them
Managing the Daily Cash-flow Management of the Browns Group
Preparation actual and forecast statements related to financing such as the cost of financing of the group, etc
Provision of clarifications and necessary support to the ‘International Relations’ and ‘Finance’ divisions on facilitating requirements (trade finance instruments) through credit lines and details of transactions executed respectively
Coordinating for all operational related matters associated with Banks such as accounts opening for the group, enrolment and maintenance of digital channels, etc
Managing the Daily Cash- flow Management of Brac Lanka Finance PLC which is another subsidiary Company of the LOLC Group
Guava System (Internal system for all Treasury related operations) implementation of the Group
Liaising with the respective units such as ‘Company Secretary’, ‘Legal’, etc to obtain approval from the Board of Directors for funding arrangement of the Group, etc
Treasury Division of LOLC Group
Education
MBA -
University of Sunderland
01-2024
Post Graduate Diploma in Strategic Management and Strategic Leadership -
OTHM (UK)
01-2023
Certificate Program in Project Finance -
Institute of Banker's Sri Lanka
01-2021
G.C.E Advanced Level Examination - stream of Commerce
Musaeus College
Colombo, 07
01.2015
G.C.E Ordinary Level Examination -
Musaeus College
Colombo, 07
01.2012
Skills
Client relationship management
Risk assessment
Credit facility structuring
Self-discipline and initiative are individual traits
Ability to multitask, work under pressure, and meet tight deadlines
Excellent teamwork skills
Leadership and Management skills
Personal Information
Date of Birth: 06/02/96
Gender: Female
Nationality: Sri Lankan
Marital Status: Single
Certification
Introductory Award in Training Skills - City & Guilds (UK Level 1)
Certification of Sustainable Banking Initiative by Sri Lanka Bank's Association
Speech and Drama competencies offered by academy of Wendy Whatmore
Western Music (Instrument - Piano) practical examination by academy of IWMS
Training And Development
Intensive workshop on Credit Management facilitated by the Central Bank of Sri Lanka
Workshop on Credit Management facilitated by Cargills Bank Ltd
Certification (e-learning) of Sustainable Banking Principles facilitated by the Sri Lanka’s Bank’s Association
ESG Summit of Sri Lanka - Year 2022 organized by the MBA Alumni Association of University of Colombo
Training program on ESG and responsibility of Finance professionals facilitated by CA Sri Lanka
Attributes
Ability to multitask and work under pressure and meet thin deadlines
Self-Discipline and initiative individual
Effective Communication skills
Excellent team working skills
Leadership skills
Timeline
Relationship Manager - Branch Credit
Nations Trust Bank PLC
04.2023 - Current
Executive/ ESMS Coordinator of the Bank
National Development Bank PLC
08.2021 - Current
Credit Analyst
Union Bank of Colombo PLC
03.2019 - 07.2021
Banking Assistant
Cargills Bank LTD
05.2017 - 02.2019
Brown and Company PLC
01.2016 - 03.2017
MBA -
University of Sunderland
Post Graduate Diploma in Strategic Management and Strategic Leadership -
OTHM (UK)
Certificate Program in Project Finance -
Institute of Banker's Sri Lanka
G.C.E Advanced Level Examination - stream of Commerce