Summary
Overview
Work History
Education
Skills
Personal Information
Certification
Training And Development
Attributes
Timeline
Generic
ISURI SILVA

ISURI SILVA

No 23, Malamaga, Walana, Panadura

Summary

To be dynamic, determined, dedicated, committed, responsible and accountable for all activities entrusted to me and ensure an innovative performance to activate the growth of the organization

Overview

9
9
years of professional experience
1
1
Certification

Work History

Relationship Manager - Branch Credit

Nations Trust Bank PLC
04.2023 - Current
  • Assisting the Branch Manager in marketing assets to consumer, commercial, and corporate clients, and promoting cross-selling.
  • Assessing clients' requirements, structuring credit facilities for approval, and providing support to segmented stakeholders for the structuring of credit facilities.
  • Completion and lodgment of the security documentation pertaining to the facilities
  • Managing the lending portfolio of the branch in liaison with the Branch Manager.
  • Post-disbursement monitoring, covenant tracking, compliance, and housekeeping to maintain a quality portfolio
  • Assisting BM to ensure minimum or low levels of NPA, and the monitoring of excesses of the Branch
  • Support branch operations and manage branch clients as needed.

Executive/ ESMS Coordinator of the Bank

National Development Bank PLC
08.2021 - Current
  • Join all business units in customer visits of the bank/group at various stages of facility/transaction evaluation, and play a leading role to identify and mitigate E&S-related gaps as per the framework of the bank.
  • Assist the ESMS Manager in reviewing the ESRM Policy, ESRM Manual, and the ESRM Framework of the Bank in line with the requirements of the stakeholders (Investors, Lenders, and Board of Directors), regulatory requirements, and international best practices
  • Drive the implementation of Sustainable Finance activities as per the Sri Lanka Green Finance Taxonomy.
  • Function as a member and the Secretary of the Environmental and Social Risk Management Integrated Committee (ESRM IC) of the Bank/NDB Group.
  • Assist the ESMS Manager on all ESRM/ESMS matters related to the Bank’s funding agreements/arrangements with international donor agencies, DFIs, and other investors, and coordinate with respective internal functions such as Legal, Finance, Corporate Planning, Compliance, Corporate Sustainability, other units, and Group companies.
  • Coordinate with business units, other functions, and Group Companies to prepare periodic E & S risk assessments, management monitoring reports, and E & S performance reports to the IRMC, DFIs, investors, etc.
  • Coordinating with the Bank’s HR/Training Department for E & S training and capacity-building initiatives.
  • Collating follow-up schedules associated with Credit Committees (Corporate, Branch Network, and Board) and liaising with the Business Units wherever necessary.
  • Facilitating and arranging capacity-building initiatives for the staff members involved in the lending and credit process of the Bank, including reviewing and improving the training curriculum
  • A member of the internal resource panel of the bank.

Credit Analyst

Union Bank of Colombo PLC
03.2019 - 07.2021
  • Evaluating and underwriting the credit appraisals of the borrowers under SME criteria
  • Joining client visits with the branch network to acquire new clients, manage the existing portfolio, conduct inspections, etc.
  • Liaising with the DLA holders, Credit Risk, Legal, Credit Administration team, and the Branch network to fast-track the facility approvals and disbursements thereon
  • Post credit monitoring for the designated period of time for all underwritten facilities.
  • Assisting the Unit Head to compile, maintain and present Management data, CBSL reporting and other reporting

Banking Assistant

Cargills Bank LTD
05.2017 - 02.2019
  • Assisting with the evaluation of the company financials of the respective borrowers in the Corporate Banking division
  • Completing the morning inward clearing process authorized by the SME, MME, and Corporate Banking units
  • Monitoring the Watch List and EWS-referred clients of the Corporate Banking portfolio
  • Following up on the LRM-referred action items with the respective RMs.
  • Taking charge of the ownership of the digital channels for business clients, inclusive of new developments, by way of liaising with IT and vendors
  • Assisting Senior Management for the compiling, monitoring and managing the data/statistics at the Managerial level

Brown and Company PLC
01.2016 - 03.2017
  • Company Overview: Treasury Division of LOLC Group
  • Coordinating with the Banks for the arrangement of required financing for the group (new and enhancements of the existing facilities) and providing necessary information and assistance for the Banks to complete the periodic review of the Group facilities maintained with them
  • Managing the Daily Cash-flow Management of the Browns Group
  • Preparation actual and forecast statements related to financing such as the cost of financing of the group, etc
  • Provision of clarifications and necessary support to the ‘International Relations’ and ‘Finance’ divisions on facilitating requirements (trade finance instruments) through credit lines and details of transactions executed respectively
  • Coordinating for all operational related matters associated with Banks such as accounts opening for the group, enrolment and maintenance of digital channels, etc
  • Managing the Daily Cash- flow Management of Brac Lanka Finance PLC which is another subsidiary Company of the LOLC Group
  • Guava System (Internal system for all Treasury related operations) implementation of the Group
  • Liaising with the respective units such as ‘Company Secretary’, ‘Legal’, etc to obtain approval from the Board of Directors for funding arrangement of the Group, etc
  • Treasury Division of LOLC Group

Education

MBA -

University of Sunderland
01-2024

Post Graduate Diploma in Strategic Management and Strategic Leadership -

OTHM (UK)
01-2023

Certificate Program in Project Finance -

Institute of Banker's Sri Lanka
01-2021

G.C.E Advanced Level Examination - stream of Commerce

Musaeus College
Colombo, 07
01.2015

G.C.E Ordinary Level Examination -

Musaeus College
Colombo, 07
01.2012

Skills

  • Client relationship management
  • Risk assessment
  • Credit facility structuring
  • Self-discipline and initiative are individual traits
  • Ability to multitask, work under pressure, and meet tight deadlines
  • Excellent teamwork skills
  • Leadership and Management skills

Personal Information

  • Date of Birth: 06/02/96
  • Gender: Female
  • Nationality: Sri Lankan
  • Marital Status: Single

Certification

  • Introductory Award in Training Skills - City & Guilds (UK Level 1)
  • Certification of Sustainable Banking Initiative by Sri Lanka Bank's Association
  • Speech and Drama competencies offered by academy of Wendy Whatmore
  • Western Music (Instrument - Piano) practical examination by academy of IWMS

Training And Development

  • Intensive workshop on Credit Management facilitated by the Central Bank of Sri Lanka
  • Workshop on Credit Management facilitated by Cargills Bank Ltd
  • Certification (e-learning) of Sustainable Banking Principles facilitated by the Sri Lanka’s Bank’s Association
  • ESG Summit of Sri Lanka - Year 2022 organized by the MBA Alumni Association of University of Colombo
  • Training program on ESG and responsibility of Finance professionals facilitated by CA Sri Lanka

Attributes

  • Ability to multitask and work under pressure and meet thin deadlines
  • Self-Discipline and initiative individual
  • Effective Communication skills
  • Excellent team working skills
  • Leadership skills

Timeline

Relationship Manager - Branch Credit

Nations Trust Bank PLC
04.2023 - Current

Executive/ ESMS Coordinator of the Bank

National Development Bank PLC
08.2021 - Current

Credit Analyst

Union Bank of Colombo PLC
03.2019 - 07.2021

Banking Assistant

Cargills Bank LTD
05.2017 - 02.2019

Brown and Company PLC
01.2016 - 03.2017

MBA -

University of Sunderland

Post Graduate Diploma in Strategic Management and Strategic Leadership -

OTHM (UK)

Certificate Program in Project Finance -

Institute of Banker's Sri Lanka

G.C.E Advanced Level Examination - stream of Commerce

Musaeus College

G.C.E Ordinary Level Examination -

Musaeus College
ISURI SILVA