Denika Perera
Colombo
Summary
I am an ambitious and confident banking professional with 19 years of progressive experience in across a broad range of banking functions and operational segments. I possess proven ability to combine attention-to-detail, financial analytics and strong business acumen with well-developed multi-tasking and leadership skills in Anti Financial Crime, Regulatory Compliance and Corporate and Investment Banking willing to contribute towards organizations continuous success.
Overview
19
19
years of professional experience
1
1
Certification
Work History
Assistant Vice President (AML Lead )
Deutsche Bank AG, Colombo
04.2021 - Current
- Provide local coverage for Anti Money Laundering (AML) in Deutsche Bank Colombo and liaise with regional AML function
- Ensure local guidelines and procedures are in line with local AML laws/regulations and applicable German AML Laws
- Develop and maintain procedures and systems to ensure that unusual and suspicious transactions are reported to Group AML and to local authorities in accordance with local law.
- Develop and carry out adequate controls to ensure that all applicable legal and regulatory AML requirements are being adhered to locally including requirements under the Global AML Controls Programme.
- Sign-off on New Product Approval and Vendor Risk Management processes when appropriate.
- Be responsible for discharging the responsibilities of AML/Compliance as set out under Global Know Your Client(KYC) policies for Divisions present locally
- Provide AFC approval for New Client Adoptions, Regular Reviews, Event Driven Reviews.
- Provide necessary inputs /feedback for the Annual Anti Financial Crime(AFC) Risk Type Assessment carried out by Global AFC.
- Assessing the conformity of internal policies and procedures, systems and controls with relevant regulatory obligations and DB Group standards.
- Contributing to the development of Anti Financial Crime (AFC) methodologies by cooperating with other disciplines like Compliance, Legal, Audit and Operational Risk Management.
- Oversee the Transaction Monitoring, Transaction filtering, and Name List Screening escalations.
- Carry out awareness sessions/appropriate training to staff covering AML,KYC,Sanctions & Embargoes, Anti Bribery and Corruption.
- Monitoring local regulatory sanctions developments and notifying relevant changes and specifications to the Regional APAC Sanctions.
- Providing input for MI reports requested by Global BLAFC/Regional BLAFC.
- Provide AML advisory for business and operations staff of the branch
- Ensuring the local implementation of any country, regional or global AFC Projects and programs in conjunction with the relevant Regional leads.
Associate (AML Officer) –Anti Financial Crime
Deutsche Bank AG, Colombo
09.2017 - 03.2021
Nations Trust Bank, PLC, Sri Lanka
AML Compliance Manager
08.2015 - 08.2017
- Ensure due functioning of the automated AML monitoring system and proactively monitor customer transactions via the system to ensure that the bank is not exposed to money laundering risk.
- Ensure all AML Compliance related requirements are effectively communicated to all business and support units.
- Facilitate inquiries made /investigations conducted by the FIU and or any other statutory/regulatory body.
- Perform compliance audits pertaining to financial crime compliance and submit periodical reports to Head of Compliance.
- Ensure smooth functioning of the online SWIFT sanctions screening system and provide clear guidance/advice on sanctions related matters to the respective business units.
- Monitor submission of statutory/regulatory reports relating to financial crime compliance across the bank.
- Conduct /arrange training and awareness programmes to all bank staff on regulatory requirements on AML/CFT.
Assistant Manager-Compliance
Nations Trust Bank, PLC
06.2013 - 08.2015
- Ensure compliance/AML related requirements are effectively communicated to all business and support units.
- Develop/review appropriate policies and procedures to eliminate/minimize the risk of breach of regulations.
- Assist the manager compliance to conduct routine and random compliance audits.
Assistant Manager-Branch Operations
Nations Trust Bank PLC
08.2008 - 05.2013
- Had oversight of all cash transactions, ATMs, customer transactions, foreign exchange services, trade services, safety locker services and foreign remittances.
- Monitor and control operational activities of the branch and minimize operational losses.
Senior Banking Assistant - Branch Operations
Nations Trust Bank PLC
02.2008 - 08.2009
Banking Assistant-Branch Operations
Nations Trust Bank PLC
02.2007 - 02.2008
Trainee Banking Assistant-Branch Operations
Nations Trust Bank PLC
08.2005 - 02.2007
Education
Member-AIB -
Institute of Bankers of Sri Lanka
Colombo, Sri LankaMBA -
University of Wales Trinity Saint David
UK07.2020
Diploma in Applied Banking And Finance -
Institute of Bankers of Sri Lanka
Colombo, Sri Lanka06.2017
International Diploma in Compliance -
International Compliance Association
Birmingham, United Kingdom08.2014
Skills
- Team Management
- Attention to detail
- Training
- Time Management
- Customer Service
- Communication
- Anti-Financial Crime
- Regulatory Compliance
- Corporate and Investment Banking
- Retail Banking-Branch Operations
Accomplishments
- Appointed as the Interim Head of Compliance/MLRO of Deutsche Bank AG Colombo Branch from February 2024 to July 2024
- Spearheaded and led the local project team in the development of new reporting capability “goAML” for reporting of covered transactions.
(https://www.unodc.org/unodc/en/global-it-products/goaml.html)
Certification
Certified Anti Money Laundering Specialist (CAMS)
Affiliations
- ACAMS
- Professional member of the International Compliance Association-UK
- Associate Member of the Institute of Bankers of Sri Lanka
Languages
Fluent English
References
Available on request
Volunteer Experience
- Member of the CSR committee - Deutsche Bank
- Former Secretary of Deutsche Bank Recreation Club (Colombo Branch)
Timeline
Assistant Vice President (AML Lead )
Deutsche Bank AG, Colombo
04.2021 - Current
Associate (AML Officer) –Anti Financial Crime
Deutsche Bank AG, Colombo
09.2017 - 03.2021
Nations Trust Bank, PLC, Sri Lanka
AML Compliance Manager
08.2015 - 08.2017
Assistant Manager-Compliance
Nations Trust Bank, PLC
06.2013 - 08.2015
Assistant Manager-Branch Operations
Nations Trust Bank PLC
08.2008 - 05.2013
Senior Banking Assistant - Branch Operations
Nations Trust Bank PLC
02.2008 - 08.2009
Banking Assistant-Branch Operations
Nations Trust Bank PLC
02.2007 - 02.2008
Trainee Banking Assistant-Branch Operations
Nations Trust Bank PLC
08.2005 - 02.2007
Member-AIB -
Institute of Bankers of Sri Lanka
MBA -
University of Wales Trinity Saint David
Diploma in Applied Banking And Finance -
Institute of Bankers of Sri Lanka
International Diploma in Compliance -
International Compliance Association
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