Chamira Alahakoon

Key responsibilities

• Managed credit sales of the branch by leveraging knowledge of market conditions and identifying strategic business opportunities.
• Responsible for meeting annual/monthly targets of the branch in line with the bank’s growth strategy.
• Responsible for identifying the credit requirements of the customers via interviews and discussions. Structure the facilities according to the identified requirement and the nature of the business.
• Responsible for the initial assessment of the creditworthiness of customers and providing relevant information to the centralized unit to process and grant the credit facilities.
• Consulting and advising high net worth customers on investment and lending opportunities, retaining, and managing existing investments and facilities.
• Managed customer interactions and reminders to mitigate credit risks and maintain minimum NPL levels in a timely manner.

Overall training obtained in each area of branch banking operations including cash counters, credit, & accounts opening/closing section of the branch.

Key responsibilities
• Perform teller duties at cash counter & account opening functions.
• Assist in initial credit assessments to make lending related decisions.
• Assist in credit recoveries and maintaining a healthy lending portfolio.